Life Money Empowerment: A Whole Person Approach To Financial Management

The sole purpose of the Life Money Center is to awaken a sense of the gift and absolute value of your life, here and now, and inspire you to develop the vision, organizational skills and financial insight to bring that life into full bloom. So, why are you here? What do you need right now? What do you hope to accomplish in your brief time on our website?

If you are like most of our visitors you are looking for information and insight, a way to save money, a way to feel better about money, an effective plan for managing debt, or perhaps, a more meaningful way to invest and grow your assets. Most of all you want peace of mind. You want to be able to focus on living and not be constantly worried about money. If that describes how you are feeling, you are in the right place. Welcome.

Before You Begin

First, take a deep breath and, for a moment, experience the sense of just being alive. This may be difficult. You may feel like your house is on fire and you need to act quickly. NOW! “None of this “new age” nonsense for me.” But, unlike responding to a real fire, the most positive action you can take right now is to be clear and calm. So, close your eyes, take one more deep, relaxed breath, feel your lungs fill and then exhale slowly and naturally. Open your eyes when you are ready.

One of our financial advisors can help you with the next step. Call 1.800.471.7981 now if you have a few free minutes. If you are wary, we understand. You have plenty of reasons not to trust anyone in the finance industry these days. Maybe this will help. Our financial advisors are not commissioned sales people. They are salaried professionals, more accurately described as Life Money Mentors, whose sole focus is to understand your situation, identify the challenges you are facing and outline an effective course of action that will resolve those challenges.

Clearly See Where You Are Now

Now imagine that your financial circumstance is not yours but a strangers. This is also difficult. But try. Imagine that the financial predicament is your neighbors, someone you don’t know well but feel kindly towards. The important thing is to try, as best you can, to remove fear, anxiety, shame, and wishful thinking as you review these numbers.

Take a blank sheet of paper and on the top of the page write clearly “My Financial Plan of Action.” Just below that, as a subheading, write “My current situation.” Calculate all of your regular monthly household income. Now, calculate all of your monthly expenses, including expenses that you may only pay occasionally (figure annual cost and divide by 12). Subtract total expenses from total income. This is your monthly cash flow.

Next, list all of your assets including cash in the bank, cash under the mattress, cash value of your 401k or other retirement account, cash value of your life insurance, current value of your home, current value of your car, motorcycle, boat, RV, and any money owed to you that you will likely collect.

Finally, list all of your liabilities, or money you owe to another party. List everything that you feel is a legal or personal obligation to repay. Subtract your total liabilities from your total assets. That is your net worth.

Now carefully examine these results. If a plan of action does not present itself as you review the numbers on the page then give us a call so we can analyze the numbers together. That is what we are trained to do. Again that number is 1.800.471.7981.

 

Our Site Is Under Construction

As you can see, we are currently working on building a new and better site to offer you more resources to bring money and life into harmony and focus!

Check back often for updated content and special offers!

Stephen Daney

Founder and Managing Director