MANAGE Your Money, Liberate Your Life

Credit repair to improve your ability to borrow

You may find yourself blocked from buying the things you want due to a bad credit score. We can help...

If you want to rent an apartment or buy a house, a car, a motorcycle, a boat, a refrigerator or any other higher cost purchase, having a good credit score will give you access to lower rates of interest saving you hundreds if not thousands of dollars in interest and fees.

Get Started Today...

Call a Life Money Consultant for a no cost/no obligation credit repair assessment to discuss the benefits and challenges of each approach.

Call 888.778.4229

 Press Option 3

Unless you plan to live in the wilderness and survive on nuts and wild berries, you will benefit from having a good credit score.  If your career path involves finance or security you may not qualify for certain jobs if you have a low credit score.  And, finally, some insurers will increase your rates if your credit scores are too low.


Credit Bureaus and Credit Scores

Any purchase you make on credit is tracked and reported to the credit reporting agencies or bureaus. There are three primary credit bureaus: Experian, TransUnion and Equifax. The information on each report is analyzed and graded using the analytic software company FICO (Fair Isaac Corporation) or, more recently, VantageScore Solutions, LLC. The formulas used to analyze this data and arrive at your credit score is a highly guarded secret. Each agency uses a credit scoring system with a scoring range of 300 to 850.

According to Credit Karma your credit score is evaluated as follows:

300 to 580

580 to 640

640 to 700

700 to 750

750 to 850

Very Poor





This number is generated using formulas and algorithms that are secret and fiercely guarded by the businesses that developed them but we have some general idea of what information they are tracking and the relative weight of each area.

Our Credit Consultants can give you an overview of your credit score and give you tips on improving your rating. If you need to improve your score in a short period of time for a specific financing need you can speak to a credit repair specialist to determine if a credit repair program would benefit you.

Call 888.778.4229 option 3 for more information on how we can help you repair your credit.



Call 888.778.4229

for a no-obligation appointment with one of our debt specialists.

100 Sun Avenue NE, Suite 650, Albuquerque, New Mexico 87109

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MANAGE Your Money, Liberate Your Life